Enhanced Features That Really Add Up

Growth + Certainty + Legacy

With a number of competing retirement planning priorities in play, it’s important to have versatile products in your sales arsenal that can streamline the path to meeting client needs. Consider a new fixed index annuity packed with enhanced features to help clients customize their retirement strategy.

Product features that include:

  • 5-, 7- and 10-year surrender charge periods
  • Issue ages up to 931

An optional enhanced death benefit rider that offers:

  • Extra protection as clients pass assets on to their heirs
  • The potential for growth in rising and declining markets

New growth options that include:

  • BofA Global MegaTrends Index, which aims to access global innovation and long-term growth trends
  • Cap rate index interest crediting options on the S&P 500® Index

Fill out the form for access to a video summarizing these benefits and complete product details so you can put this solution to work for your clients!


For producers only. Not for use with consumers.

¹ Maximum issue age may vary by distributor. The purchase of the annuity for those age 91-93 must be for transfer-of-wealth or estate-planning purposes.

The Standard is a marketing name for StanCorp Financial Group, Inc. and subsidiaries. Insurance products are offered by Standard Insurance Company of Portland, Oregon in all states except New York. Product features and availability vary by state and are solely the responsibility of Standard Insurance Company.

The Enhanced Choice Index Plus is a product of Standard Insurance Company; availability varies by state. Contract: ICC17-SPDA-IA(01/17), SPDAIA(01/17), SPDA-IA(01/17)CA, SPDA-IA(01/17)FL, SPDA-IA(01/17)ND. Riders: ICC23-R-GMDB-IA, R-GMDB-IA, ICC17-R-PTP, ICC21-R-PTP-C, ICC17-R-GMAB-IA, ICC17-R-MVA-IA, ICC17-R-TCB-IA, ICC17-R-NHB-IA, ICC17-R-ANN-IA, ICC17-R-DB-IA, ICC17-R-ANNDW, ICC17-R-POF-IA, ICC20-R-IRA, ICC20-R-Roth IRA, ICC20-R-QPP, R-PTP, R-PTP-C, R-GMAB-IA, R-MVA-IA, R-TCB-IA, R-NHB-IA, R-TCB-NHB-IA-SD, R-ANN-IA, R-DB-IA, R-ANNDW, R-POF-IA, R-IRA, R-Roth IRA, R-QPP, R-GMAB-CA; R-NHB-IA-CA, R-TCB-IA-CA, R-GMAB-FL; R-MVA-FL; R-ANN-FL; R-IRA-FL; R-Roth IRA-FL; R-QPP-FL, R-DB-IA-FL. This product includes an MVA provision. Surrender charges may apply to withdrawals during the surrender period. A 10% IRS penalty may apply to withdrawals prior to age 59½. The nursing home waiver and terminal condition waivers may not be available in all states. The annuity is not guaranteed by any bank or credit union and is not insured by the FDIC or any other governmental agency. The purchase of an annuity is not a provision or condition of any bank or credit union activity. Some annuities may go down in value. The guarantees of the annuity are based on the financial strength and claims-paying ability of Standard Insurance Company. An annuity should not be purchased as a short-term investment.

Not FDIC-insured. No bank guarantee. May lose value. Not insured by any federal government agency. Not a bank deposit.